Kay Jewelers

Last verified: August 17, 2026

Return policy at a glance

United States
Return window
30 days
Free return shipping
Not specified
Receipt required
Conditional
In store return for online orders
Yes
Refund processing time
5 business days to process; 5-7 business days to reflect
Restocking fee
Not specified

Kay Jewelers allows returns within 30 days for most purchases, or exchanges within 60 days for jewelry and 30 days for watches. Items must be returned in original packaging and accompanied by original documents.

How returns work

You can return items by mail or in store. For mail returns, you request a free pre-printed shipping label, include the packing slip and all original documents, and affix the return labels to the top corners of your box. You can also return online orders in store at Kay Jewelers locations.

Exclusions and restrictions

Kay Jewelers does not accept returns on special ordered watches, jewelry that has been altered or modified beyond sizing or stone setting, or purchases made through Progressive Leasing (which may not be exchanged). The retailer does not publish a comprehensive list of additional exclusions.

Refunds

Refunds are issued to your original payment method or as a new gift card. For credit and debit cards, credits are applied to the same account. For check or cash payments exceeding 500 dollars, refund checks are mailed within 21 days. For trade-ins, you receive the original trade-in or similar merchandise. Processing takes 5 business days, with an additional 5 to 7 business days for the refund to appear in your account.

Frequently asked questions

How long do I have to return jewelry?

You have 30 days from purchase to return jewelry for a refund. If you wish to exchange jewelry instead, you have 60 days to do so.

Can I return something I bought online to a Kay Jewelers store?

Yes. You can return online orders in store at any Kay Jewelers location during the standard 30-day return window.

Do I need a receipt to return an item?

A receipt is required for most returns. However, if you have a gift receipt, you can return or exchange the item within 30 days for a gift card or merchandise.

What happens if I paid with cash?

If your cash refund exceeds 500 dollars, a refund check is mailed to you within 21 days. For smaller amounts, the retailer does not state the refund method in its published policy.

How long does it take to receive my refund?

Refunds take 5 business days to process. After that, it takes an additional 5 to 7 business days for the refund to appear in your account or payment method.

Can I exchange instead of return?

Yes. You can exchange jewelry within 60 days or watches within 30 days. Exchanges must be completed in store.

Do I have to pay for return shipping?

You pay for return shipping by UPS, USPS, or FedEx. Kay Jewelers provides a free pre-printed shipping label to reduce your cost.

How you can return an item

  • By mail , Paid shipping via UPS, USPS, or FedEx alternative
  • In store , Returns handled at store locations

Step by step

  1. Request a free pre-printed shipping label to initiate the return process.
  2. Include the packing slip and all original documents with your shipment.
  3. Affix the pre-printed return labels to the top corners of your box.

Categories with their own return window

Category Window Note
watches 30 days Different return window than jewelry
jewelry 60 days Exchange window only

What you cannot return

  • Special ordered watches , Policy exclusion
  • Altered/modified jewelry , Policy exclusion beyond sizing or stone setting
  • Progressive Leasing purchases , Cannot be exchanged

How your refund comes back

You paid with Refund comes back as
Credit and Debit Cards Same account credited
Check Refund check mailed within 21 days
Cash Refund check mailed within 21 days when amount exceeds $500
Gift Card New gift card issued
Trade-Ins Original trade-in or similar merchandise

Returning without a receipt

Items with gift receipt can be returned for gift card or exchanged within 30 days

Exchanges

Exchanges allowed within 60 days for jewelry and 30 days for watches. Exchanges must be done in-store.

Gift returns

Gift-receipt items returnable for gift card or exchangeable for merchandise within 30 days

What the policy actually says

Every figure above is taken word for word from the retailer page. Here are the exact lines.

Field Quoted from the retailer
Return window days Returns are allowed within 30 days from the purchase (shipment) date
Exchange window days exchanges within 60 days of the purchase (shipment) date for jewelry, and within 30 days from the purchase (shipping date for online orders) date for watches
Receipt required Merchandise Accompanied by a Gift Receipt: You may return your item for a gift card or exchange it for merchandise within 30 days of the purchase date
Original packaging required Items must be in their original condition and contain all original packaging, instructions and paperwork
Refund method All refunds are credited to the same tender as the original purchase
Refund processing days Processing time for refunds is approximately five (5) business days from the date of the return. The refund will be generated at the time the return is processed, but the timeframe for it to reflect as a credit on your card is dependent on your individual financial institution. However, most are reflected in 5-7 Business Days
In store return for online We can handle a return at Kay.com but exchanges must be done at one of our stores

Return policies for similar stores

Checked against the retailer's published policy. Last verified: August 17, 2026

Return policies change without notice. Confirm the current policy with the retailer before you buy.